Singapore From SGD 10,000,000 investment — GIP programme
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Programme Overview

Singapore GIP

From SGD 10,000,000 — financed against your portfolio, not liquidated from it.

Or compare it against the other programmes

Singapore at a glance

Singapore Global Investor Programme offers permanent residence for experienced entrepreneurs and investors. Singapore provides world-class infrastructure, rule of law, and strategic Asian location.

Investment from

SGD 10,000,000

Processing

12-18 months

Stay required

Flexible

GIP. Spouse and dependants included. There is a pathway to citizenship.

Singapore GIP — investment routes

Option A: Business Investment

Investment in new business entity or expansion of existing Singapore operations

  • ▪Investment of S$10,000,000 (~$7,890,000)

Option B: GIP-select Fund

Investment in GIP-approved fund investing in Singapore-based companies

  • ▪Investment of S$25,000,000 (~$19,730,000)

Option C: Single Family Office

Establish family office and invest in eligible assets

  • ▪Investment of S$200,000,000 AUM (~$157,800,000), of which S$50,000,000 transferred into Singapore

Singapore GIP benefits

  • Singapore permanent residence
  • Include spouse and children
  • World-class education and healthcare
  • Strategic Asian business hub
  • Political and economic stability
  • Rule of law and low corruption
  • Favourable tax environment
  • Path to citizenship (selective)

Eligibility Requirements

  • ▪Successful entrepreneurial background
  • ▪At least 3 years business ownership/management
  • ▪Company annual revenue S$200 million+ (last 3 years)
  • ▪Detailed business plan for Singapore
  • ▪Investment must create economic value
  • ▪Pass due diligence and interviews
  • ▪Maintain qualifying investment
  • ▪Highly selective programme

Who can be included

  • Spouse
  • Unmarried children under 21
  • Male children must serve NS or pay NS deferment fee
  • Parents may apply separately under other schemes

Taxation

Singapore taxes residents on income sourced or remitted to Singapore. Progressive rates up to 24% (among lowest globally).

Residency requirements

Must maintain qualifying investment and business operations in Singapore. PR status reviewed periodically and must be renewed every 5 years.

Path to citizenship

Singapore citizenship is highly selective and not guaranteed. Typically requires many years of PR status, strong ties to Singapore, and government approval.

Application process

Typical duration: 12-18 months
  1. 01

    Eligibility & Planning

    2-3 months

    Assess qualification, develop business plan and investment strategy

  2. 02

    Application Submission

    1-2 months

    Submit comprehensive GIP application with supporting documents

  3. 03

    Evaluation & Interview

    6-9 months

    EDB review, due diligence, and interview process

  4. 04

    Approval & PR Grant

    3-4 months

    Final approval, investment execution, and PR status grant

Costs and fees (Commission)

Every charge the programme makes, and the sales commission an intermediary adds on top of them.

Investment (Option A)

S$10,000,000

Minimum business investment

Investment (Option B)

S$25,000,000

GIP-approved fund investment

Application Fee

S$7,500

Non-refundable processing fee

Legal & Advisory

S$50,000-150,000

Immigration and business planning services

Business Plan Development

S$20,000-50,000

Professional business plan preparation

PR Issuance Fee

S$100 per person

Entry permit and PR card fees

Sales commission

$50,000–$100,000

The largest commitment on the list.

Fee Based Model

The same programme, bought without an intermediary's commission.

You save

$50,000–$100,000

The sales commission on the left, which you do not pay. The $10,000 fee replaces it.

Total estimated cost

S$10.1M-25.3M depending on pathway

approximately US$7.5M-19M. The sales commission above is on top of this figure.

What the advice costs

The programme costs the same. The advice does not.

Through a commission

$50,000–$100,000

Sales commission on Singapore. The largest commitment on the list. The commission is capped here at the top of the range, not scaled to it.

Through a fee

$10,000

Paid once, and it runs to the permit being issued — route selection, the financing, the portfolio, and the agent appointed and managed for you. Paid by you, so the answer can be no.

Total saving

$50,000–$100,000

The whole commission, before the $10,000 fee. The programme costs what it costs either way.

This is the commission only. The licensed agent, the legal work and the government fees in the list above are payable whoever advises you, and nothing here removes them — a saving that quietly included a statutory fee would be the same trick in the other direction.

Commission ranges are typical rather than universal, and no firm is named. They are not published anywhere, which is the point of them.

How the paid track works →

Fund Your Singapore Investment with a Lombard Loan

Instead of liquidating your portfolio to fund the From SGD 10,000,000 Singapore investment, use your existing assets as collateral and keep your money working for you.

Traditional: Liquidate Assets

  • ✗Sell From SGD 10,000,000 from your portfolio
  • ✗Trigger capital gains tax (up to 20%)
  • ✗Lose years of compound growth
  • ✗After 10 years: $21.59M

Lombard Loan: Keep Your Portfolio

  • Borrow From SGD 10,000,000 against $20.00M collateral
  • No capital gains event triggered
  • Portfolio continues growing at 8%
  • After 10 years: $40.18M
Your advantage with Lombard+$18.59M

10-Year Wealth Projection

Lombard Strategy
Liquidate Assets
Collateral Required
$20.00M
50% LTV
Annual Interest
$300,000
3% rate
10yr Interest Total
$3.00M
Typically capitalised
Net Advantage
+$18.59M
vs. liquidating

Is Singapore right for you?

Ideal for

  • Successful business owners (S$500M+ turnover)
  • Next-generation family business leaders
  • Founders of high-growth tech companies
  • Those seeking Asia-Pacific business hub
  • Investors prioritizing wealth preservation
  • Families wanting elite education access

Consider alternatives if

  • ▪Those without substantial business track record
  • ▪Passive investors seeking hands-off residency
  • ▪Applicants with budget under S$10M
  • ▪Those seeking Western/European base
  • ▪Applicants wanting immediate citizenship
  • ▪Those uncomfortable with tropical climate

FAQs

Half an hour, $100, no commission.

Whether Singapore is right for you, what it will actually cost, and whether a visa with no capital contribution gets you the same place for nothing.

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