Programme Overview
Antigua & Barbuda Citizenship
From $230,000 — financed against your portfolio, not liquidated from it.
Or compare it against the other programmesAntigua and Barbuda at a glance
Antigua & Barbuda's Citizenship by Investment Programme offers Caribbean citizenship through donation, real estate, or business investment. Fast processing with no residency requirements.
Investment from
$230,000
Processing
11-15 months
Stay required
Flexible
Citizenship. Spouse and dependants included. There is a pathway to citizenship.
Antigua & Barbuda Citizenship — investment routes
National Development Fund
Non-refundable contribution to government fund
- ▪Investment of $230,000 (family of 4)
Real Estate
Approved real estate purchase (5-year hold) or $200,000 in approved project
- ▪Investment of $300,000
Business Investment
Investment in approved business project
- ▪Investment of $1,500,000 (sole) or $5,000,000 (joint)
Antigua & Barbuda Citizenship benefits
- Full citizenship and passport
- Visa-free travel to 150+ countries (including UK, Schengen)
- No residency requirements
- Include family members
- Dual citizenship permitted
- No income tax on worldwide income for non-residents
- Fast processing (3-4 months)
- Commonwealth membership benefits
Eligibility Requirements
- ▪At least 18 years old
- ▪Excellent character
- ▪Clean criminal record
- ▪Good health
- ▪Source of funds documentation
- ▪Pass comprehensive due diligence
- ▪Interview waiver available
- ▪Visit Antigua for 5 days within first 5 years
Who can be included
- Spouse
- Children under 30
- Children over 30 with disabilities
- Parents and grandparents over 55
- Siblings (with additional fees)
- Additional contributions apply for larger families
Taxation
No income tax, wealth tax, or inheritance tax for non-resident citizens. Territorial tax system - only local-sourced income taxed.
Residency requirements
5-day minimum visit required within first 5 years of citizenship. No other residency obligations.
Path to citizenship
Direct citizenship upon approval and completion of investment. No prior residency required.
Application process
Typical duration: 11-15 months- 01
Application & Due Diligence
9-12 monthsDocument preparation, application submission, and comprehensive background checks
- 02
Approval & Passport Issuance
2-3 monthsReceive approval, complete investment, take oath, and obtain passport
Costs and fees (Commission)
Every charge the programme makes, and the sales commission an intermediary adds on top of them.
NDF Donation (Family up to 4)
$230,000
National Development Fund contribution
Real Estate (Joint)
$300,000+
Minimum joint ownership property
UWI Fund (Family up to 4)
$260,000
Includes scholarship benefit
Due Diligence Fees
$7,500 per adult
Background verification
Government Fees
$30,000-$60,000
Processing and administration
Legal & Agent Fees
$15,000-$25,000
Professional representation
Sales commission
$25,000–$50,000
Invoiced on top of the contribution and the mandatory licensed agent.
Fee Based Model
The same programme, bought without an intermediary's commission.
You save
$25,000–$50,000
The sales commission on the left, which you do not pay. The $10,000 fee replaces it.
Total estimated cost
$315,000–$400,000
NDF route, family of 4, including all fees, plus the sales commission above.
Total estimated cost
$290,000–$350,000
The programme's own charges, plus the $10,000 fee. No commission.
What the advice costs
The programme costs the same. The advice does not.
Through a commission
$25,000–$50,000
Sales commission on Antigua & Barbuda. Invoiced on top of the contribution and the mandatory licensed agent.
Through a fee
$10,000
Paid once, and it runs to the permit being issued — route selection, the financing, the portfolio, and the agent appointed and managed for you. Paid by you, so the answer can be no.
Total saving
$25,000–$50,000
The whole commission, before the $10,000 fee. The programme costs what it costs either way.
This is the commission only. The licensed agent, the legal work and the government fees in the list above are payable whoever advises you, and nothing here removes them — a saving that quietly included a statutory fee would be the same trick in the other direction.
Commission ranges are typical rather than universal, and no firm is named. They are not published anywhere, which is the point of them.
Fund Your Antigua & Barbuda Investment with a Lombard Loan
Instead of liquidating your portfolio to fund the From $230,000 Antigua & Barbuda investment, use your existing assets as collateral and keep your money working for you.
Traditional: Liquidate Assets
- ✗Sell From $230,000 from your portfolio
- ✗Trigger capital gains tax (up to 20%)
- ✗Lose years of compound growth
- ✗After 10 years: $496,553
Lombard Loan: Keep Your Portfolio
- Borrow From $230,000 against $460,000 collateral
- No capital gains event triggered
- Portfolio continues growing at 8%
- After 10 years: $924,105
10-Year Wealth Projection
Is Antigua and Barbuda right for you?
Ideal for
- Families with 2+ children (best family pricing)
- Those wanting genuine lifestyle destination option
- Families interested in university scholarship benefit
- Investors wanting reliable Caribbean programme
- Those comfortable with minimal 5-day presence requirement
Consider alternatives if
- ▪Single applicants (Dominica is cheaper)
- ▪Those needing USA E-2 access (choose Grenada)
- ▪Investors wanting zero presence requirement
Alternative programmes to consider
Related Resources
Elsewhere
If this one is not the fit, these might be
FAQs
Half an hour, $100, no commission.
Whether Antigua & Barbuda is right for you, what it will actually cost, and whether a visa with no capital contribution gets you the same place for nothing.