St Kitts & Nevis From $250,000 investment — Citizenship programme
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Programme Overview

St Kitts & Nevis Citizenship

From $250,000 — financed against your portfolio, not liquidated from it.

Or compare it against the other programmes

St Kitts and Nevis at a glance

St Kitts & Nevis operates the world's oldest Citizenship by Investment Programme (established 1984). Renowned for security, stability, and comprehensive due diligence.

Investment from

$250,000

Processing

4-7 months

Stay required

Flexible

Citizenship. Spouse and dependants included. There is a pathway to citizenship.

St Kitts & Nevis Citizenship — investment routes

Sustainable Island State Contribution (SISC)

Non-refundable contribution to government fund

  • ▪Investment of $250,000 (single) / $300,000 (family of 4)

Real Estate

Approved real estate, seven-year resale bar on both.

  • ▪Investment of $325,000 (developer's) or $600,000 (private sale)

Alternative Investment

Approved alternative investment options (public benefit projects)

  • ▪Investment of $250,000+

St Kitts & Nevis Citizenship benefits

  • Commonwealth citizenship and passport
  • Visa-free travel to 150+ countries
  • No residency or visit requirements
  • Include family members
  • Dual citizenship permitted
  • No income or wealth tax for non-residents
  • Citizenship for life (inheritable)
  • Strong passport reputation

Eligibility Requirements

  • ▪At least 18 years old
  • ▪Impeccable character
  • ▪Clean criminal record globally
  • ▪Excellent health
  • ▪Legitimate source of funds
  • ▪Comprehensive due diligence clearance
  • ▪No residence in sanctioned countries
  • ▪Interview waiver for most applicants

Who can be included

  • Spouse
  • Children under 25 (or any age if disabled)
  • Parents and grandparents over 55
  • Unmarried siblings under 30
  • Additional fees for each dependent

Taxation

No income tax, wealth tax, gift tax, inheritance tax, or capital gains tax for non-resident citizens. Ideal for global wealth management.

Residency requirements

No requirement to visit or reside in St Kitts & Nevis before or after obtaining citizenship.

Path to citizenship

Direct citizenship upon approval and investment. World's most established CBI programme with proven track record since 1984.

Application process

Typical duration: 4-7 months
  1. 01

    Application & Due Diligence

    3-5 months

    Submit application and undergo rigorous background checks

  2. 02

    Approval & Passport Issuance

    1-2 months

    Receive citizenship approval, complete investment, and obtain passport

Costs and fees (Commission)

Every charge the programme makes, and the sales commission an intermediary adds on top of them.

SISC Donation (Single)

$250,000

Sustainable Island State Contribution

SISC Donation (Family of 4)

$267,500-$285,000

$250,000 plus $10,000 due diligence for the main applicant and $7,500 per dependant aged 16 or over, so the total varies with the ages of the children

Real Estate

$325,000 (developer) / $600,000 (private sale)

Minimum approved property investment, seven-year resale bar on both

Due Diligence Fees

$7,500 per adult

Background check processing

Government Fees

$35,000-$75,000+

Processing and application fees (varies by family size)

Legal & Agent Fees

$15,000-$30,000

Professional representation

Accelerated Processing (Optional)

$25,000

For 45-60 day expedited timeline

Sales commission

$25,000–$60,000

Invoiced on top of the contribution and the mandatory licensed agent.

Fee Based Model

The same programme, bought without an intermediary's commission.

You save

$25,000–$60,000

The sales commission on the left, which you do not pay. The $10,000 fee replaces it.

Total estimated cost

$335,000–$460,000

donation route including all fees, plus the sales commission above.

Total estimated cost

$310,000–$400,000

The programme's own charges, plus the $10,000 fee. No commission.

What the advice costs

The programme costs the same. The advice does not.

Through a commission

$25,000–$60,000

Sales commission on St Kitts & Nevis. Invoiced on top of the contribution and the mandatory licensed agent.

Through a fee

$10,000

Paid once, and it runs to the permit being issued — route selection, the financing, the portfolio, and the agent appointed and managed for you. Paid by you, so the answer can be no.

Total saving

$25,000–$60,000

The whole commission, before the $10,000 fee. The programme costs what it costs either way.

This is the commission only. The licensed agent, the legal work and the government fees in the list above are payable whoever advises you, and nothing here removes them — a saving that quietly included a statutory fee would be the same trick in the other direction.

Commission ranges are typical rather than universal, and no firm is named. They are not published anywhere, which is the point of them.

How the paid track works →

Fund Your St Kitts & Nevis Investment with a Lombard Loan

Instead of liquidating your portfolio to fund the From $250,000 St Kitts & Nevis investment, use your existing assets as collateral and keep your money working for you.

Traditional: Liquidate Assets

  • ✗Sell From $250,000 from your portfolio
  • ✗Trigger capital gains tax (up to 20%)
  • ✗Lose years of compound growth
  • ✗After 10 years: $539,731

Lombard Loan: Keep Your Portfolio

  • Borrow From $250,000 against $500,000 collateral
  • No capital gains event triggered
  • Portfolio continues growing at 8%
  • After 10 years: $1.00M
Your advantage with Lombard+$464,731

10-Year Wealth Projection

Lombard Strategy
Liquidate Assets
Collateral Required
$500,000
50% LTV
Annual Interest
$7,500
3% rate
10yr Interest Total
$75,000
Typically capitalised
Net Advantage
+$464,731
vs. liquidating

Is St Kitts and Nevis right for you?

Ideal for

  • Investors prioritizing programme prestige and stability
  • Those wanting fastest processing (45-60 day AAP option)
  • Business travelers needing strong passport recognition
  • Families with adult children under 30
  • Long-term wealth preservation focus

Consider alternatives if

  • ▪Budget-conscious investors (Dominica is cheaper)
  • ▪Those needing USA E-2 access (choose Grenada)
  • ▪Investors wanting short real estate holding periods

FAQs

Half an hour, $100, no commission.

Whether St Kitts & Nevis is right for you, what it will actually cost, and whether a visa with no capital contribution gets you the same place for nothing.

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