Programme Overview
St Lucia Citizenship
From $240,000 — financed against your portfolio, not liquidated from it.
Or compare it against the other programmesSt Lucia at a glance
St Lucia Citizenship by Investment Programme launched in 2015 offers competitive pricing and flexible investment options. Commonwealth citizenship with strong travel rights.
Investment from
$240,000
Processing
9-12 months
Stay required
None
Citizenship. Spouse and dependants included. There is a pathway to citizenship.
St Lucia Citizenship — investment routes
National Economic Fund
Non-refundable contribution to government development fund
- ▪Investment of $240,000 (single) / $250,000 (couple)
Real Estate
Approved real estate project (5-year minimum hold)
- ▪Investment of $300,000
Government Bonds
Non-interest bearing government bonds (5-year hold)
- ▪Investment of $300,000 (no interest) or $250,000 (interest-free)
Enterprise Projects
Approved enterprise project investment
- ▪Investment of $1,000,000 (sole) or $6,000,000 (joint)
St Lucia Citizenship benefits
- Commonwealth citizenship and passport
- Visa-free travel to 145+ countries (including UK, Schengen)
- No residency requirements
- Include entire family
- Dual citizenship permitted
- Tax advantages for non-residents
- Fast processing (3-4 months)
- Flexible investment options
Eligibility Requirements
- ▪At least 18 years old
- ▪Good character
- ▪Clean criminal record
- ▪Good health
- ▪Legitimate wealth source
- ▪Pass due diligence screening
- ▪No adverse immigration history
- ▪Interview typically not required
Who can be included
- Spouse
- Children under 30
- Children with disabilities (any age)
- Parents and grandparents over 55
- Unmarried siblings under 30
- Competitive family pricing structures
Taxation
No capital gains tax, wealth tax, or inheritance tax. No income tax on worldwide income for non-resident citizens.
Residency requirements
No requirement to visit St Lucia before or after citizenship grant. No minimum stay obligations.
Path to citizenship
Direct citizenship upon approval with competitive pricing and multiple investment routes.
Application process
Typical duration: 9-12 months- 01
Application & Processing
9-12 monthsDocument preparation, submission, government evaluation, and due diligence
- 02
Approval & Citizenship
2-3 monthsCitizenship approval, investment completion, and passport issuance
Costs and fees (Commission)
Every charge the programme makes, and the sales commission an intermediary adds on top of them.
NEF Donation (Family up to 4)
$240,000
National Economic Fund contribution
Government Bonds
$300,000 (returned after 5 years)
Refundable bond investment
Real Estate
$300,000+
Minimum approved property
Due Diligence Fees
$7,500 per adult
Background verification
Government Processing
$30,000-$55,000
Administration and processing
Legal & Agent Fees
$15,000-$25,000
Professional representation
Sales commission
$25,000–$50,000
Invoiced on top of the contribution and the mandatory licensed agent.
Fee Based Model
The same programme, bought without an intermediary's commission.
You save
$25,000–$50,000
The sales commission on the left, which you do not pay. The $10,000 fee replaces it.
Total estimated cost
$320,000–$430,000
NEF route, family of 4, including all fees, plus the sales commission above.
Total estimated cost
$295,000–$380,000
The programme's own charges, plus the $10,000 fee. No commission.
What the advice costs
The programme costs the same. The advice does not.
Through a commission
$25,000–$50,000
Sales commission on St Lucia. Invoiced on top of the contribution and the mandatory licensed agent.
Through a fee
$10,000
Paid once, and it runs to the permit being issued — route selection, the financing, the portfolio, and the agent appointed and managed for you. Paid by you, so the answer can be no.
Total saving
$25,000–$50,000
The whole commission, before the $10,000 fee. The programme costs what it costs either way.
This is the commission only. The licensed agent, the legal work and the government fees in the list above are payable whoever advises you, and nothing here removes them — a saving that quietly included a statutory fee would be the same trick in the other direction.
Commission ranges are typical rather than universal, and no firm is named. They are not published anywhere, which is the point of them.
Fund Your St Lucia Investment with a Lombard Loan
Instead of liquidating your portfolio to fund the From $240,000 St Lucia investment, use your existing assets as collateral and keep your money working for you.
Traditional: Liquidate Assets
- ✗Sell From $240,000 from your portfolio
- ✗Trigger capital gains tax (up to 20%)
- ✗Lose years of compound growth
- ✗After 10 years: $518,142
Lombard Loan: Keep Your Portfolio
- Borrow From $240,000 against $480,000 collateral
- No capital gains event triggered
- Portfolio continues growing at 8%
- After 10 years: $964,284
10-Year Wealth Projection
Is St Lucia right for you?
Ideal for
- Investors wanting refundable bond option
- Those valuing investment pathway flexibility
- Families seeking beautiful lifestyle destination
- Risk-averse investors preferring capital preservation
- Those wanting 4 investment choices
Consider alternatives if
- ▪Single applicants on tight budget (Dominica cheaper)
- ▪Those needing USA E-2 access (choose Grenada)
- ▪Investors wanting immediate real estate returns
Related Resources
Elsewhere
If this one is not the fit, these might be
FAQs
Half an hour, $100, no commission.
Whether St Lucia is right for you, what it will actually cost, and whether a visa with no capital contribution gets you the same place for nothing.